What is the COD2PAY Smart Deposit Rules Engine?

The Smart Deposit Rules Engine is a Shopify feature that conditionally requests an advance booking deposit on Cash on Delivery orders based on rules like delivery location (e.g. Outside Dhaka ৳150 deposit), high cart totals (e.g. over ৳2,000), or first-time buyer status. This protects courier shipping costs against Return to Origin (RTO) doorstep refusals.

Will the courier still collect the full cash amount if an advance deposit is paid?

No. When an advance deposit is verified via bKash, Nagad, or UPI, COD2PAY automatically updates the collection memo in your courier’s API (Pathao, Steadfast, RedX). The courier is instructed to collect only the remaining unpaid balance at the doorstep.

Does COD2PAY hold or escrow merchant funds?

No. COD2PAY is 100% non-custodial software. Customers transfer funds directly to the merchant registered bKash, Nagad, Rocket, or UPI account with zero holding time.

What happens if a customer does not pay the required advance deposit?

The order remains in your Shopify Admin with the tag #COD2Pay-Deposit-Pending. You can configure automated SMS reminders, contact the customer, or hold warehouse dispatch until the deposit is confirmed.

● 3-STEP SEAMLESS FLOW

From Doorstep Cash Risk to Digital Liquidity in 3 Steps

See how COD2PAY intercepts post-purchase hesitation on the Shopify thank-you page, launches 1-tap mobile banking, and auto-verifies payments in seconds.

STEP 01 SHOPIFY UI EXTENSION

Native Post-Purchase Injection

Customer places standard COD order. COD2Pay renders immediately on the official thank-you page without redirect lag.

STEP 02 1-TAP DEEP LINKING

Instant Mobile App Intent

Customer taps once to open bKash or Nagad. Merchant number and exact payable amount are locked in securely.

STEP 03 CRYPTOGRAPHIC AUDIT

Real-Time TrxID Auto-Sync

Automated reconciliation validates transaction ID, updates Shopify order to Paid, and tags parcel for priority dispatch.

DATA & PAYMENT FLOW

Under the Hood: End-to-End Payment Lifecycle

Built on modern Shopify Checkout Extensibility and encrypted serverless webhooks for sub-second execution.

01 Shopify Checkout

Customer Places COD

Standard Shopify checkout completes with 0% upfront friction.

02 UI Extension

COD2Pay Injects UI

Post-purchase extension displays dynamic QR and 1-tap mobile intents.

03 Mobile Intent

Instant MFS Prepayment

Buyer pays via bKash, Nagad, or Bank Wire with auto-filled invoice data.

04 Courier Webhook

Auto-Reconciliation

Order marked Paid, auto-tagged #priority-dispatch, courier notified.

Why High-Volume Merchants Choose COD2Pay Over Basic QR Codes

ZERO HUMAN ERROR

Deep Linked Direct App Intent

Standard QR codes force users to manually re-type invoice amounts and merchant numbers, creating 40%+ drop-offs. COD2Pay deep-links directly into bKash & Nagad app payment screens with all invoice data pre-locked.

AUTOMATED FRAUD SHIELD

Cryptographic TrxID Matching & Duplicate Guard

Never get tricked by photoshopped SMS slips again. Our verification engine parses the cryptographic TrxID across mobile wallets and prevents duplicate submission across orders.

One COD Order. Multiple Payment Opportunities.

Give customers the flexibility to order with COD and pay digitally when it suits them — before delivery, at the doorstep, or after receiving the order.

INSTALL COD2PAY ON SHOPIFY ➔

Built for Shopify merchants who want more flexibility and control over COD payments.